Most common FAQ's are mentioned below:
What information I need to provide to apply for a loan from you?
You will need to share some of your basic details such as your address phone number, income etc. In some cases, you need to provide your ID proof like driving license etc.
Why you need my social security number?
It is used to verify your identity only.
How much can I borrow?
If you are approved for loan, you can borrow from $100 up to $3000.
Why you need my income proof?
We are incorporated responsible lenders from USA, and they will need to check that you can afford to repay your loan or not.
What kind of bank account should I need?
To apply and receive funds from us, you need an active checking account that accepts ACH transfer.
When can I reapply for a new loan from you?
Once you fully payback your first loan, you can apply for a new loan with us.
When will my funds are deposited into my bank account?
When you are accepted by our lender, they will verify your information and deposited your required loan amount into your bank account within 15 minutes.
Can I payback my loan earlier?
Yes, you can repay your whole loan amount before your due date. There are no early payment penalties.
What happens if I can't able to payback my loan?
If you feel that you are unable to payback your loan, please contact your lender as soon as possible to discuss a favourable way.
Can I apply for more than one loan at a same time?
No, applicants are able to apply for a single loan at a time, and your existing loan should be fully payback on time to get a new loan.
Can it affecting my credit score?
No, applying for a loan with us didn't affect your credit score.
Do you perform credit check?
No, we are providing same day loans for bad creditors and without credit checks.